The investment manager for the independently-minded financial adviser
We are dedicated to making a lasting difference and a positive impact on the advisers we work with and the financial ambitions of their clients.
The investment manager for the independently-minded financial adviser
We are dedicated to making a lasting difference and a positive impact on the advisers we work with and the financial ambitions of their clients.
The investment manager for the independently-minded financial adviser
We are dedicated to making a lasting difference and a positive impact on the advisers we work with and the financial ambitions of their clients.
Building a centralised investment proposition
Centralised investment propositions (CIP) offer greater consistency, enhanced risk management, compliance, scalability, and customisation for clients.
Key steps to think about before you get started:
Understanding your clients
Determining objectives and investment requirements
Decide whether you need external support
Detailed research and due diligence
Setting up your CIP
Launch to clients
Ongoing support and deliverables
Consider the needs of your clients carefully; their investment needs, attitude to risk, level of understanding and their vulnerabilities before designing and adopting a CIP approach.
A CIP must deliver competitive investment outcomes and offer demonstrable value for money. Consider the investment objectives of your clients and what specific outcomes they are looking for and what their tax and communication needs are.
Decide whether you have the resources and expertise to do this in house, or whether you need some additional external resource to help.
Have a clear and detailed product government framework to segment and monitor products and services you use with clients. Proper research and due diligence should be conducted to meet the specific needs you have identified in your segmentation work.
Spend time creating your investment policy, thinking about which platform(s) you want to use, how you will manage your investment committee and what material you might need to support clients.
When you are ready to take your CIP to clients, be clear about your proposition and how it benefits clients and explain when and how they will receive updates.
Post launch, ongoing review periods and open dialogue is key. Be clear from the start on your expectations and the support you require from any external partners in order to service your clients.
Speaking from experience
Paul Blight from Tier One Capital shares his insights on creating a centralised investment proposition, while Chris Jones from DD Hub explains the importance of robust due diligence.